- San Jose residents ranks as America’s best for living within their means, thanks to having the country’s lowest debt not related to housing and smallest revolving credit usage.
- San Francisco places No. 2 for budget consciousness, with annual incomes that are more than $30,000 higher than the national median.
- Homeowners in all six of the California cities included in the analysis have mortgage-debt-to-income balances higher than 100 percent.
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