Get your paperwork ready before applying for a mortgage
When you begin looking for a house, you should also begin looking for all the paperwork you’ll need before applying for a mortgage. If you apply in person at a bank or mortgage company, plan on taking all of these documents with you. The lender will make copies.
If you arrange your mortgage over the internet, the lender will provide you with a list of documents to fax, email or mail in. If you mail them, send copies, not the originals. Include every page of any bank or brokerage statements, even if there is nothing important there.
Some lenders can be obsessive. If they absolutely insist on seeing originals, you can get photocopies notarized as true copies, but it will cost you a few dollars.
Here’s what you’ll need before applying for a mortgage: Read more on the @bethanywpatten
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